Cooperatives

Consumer cooperatives are owned and operated by the people who use their products or services. They are typically formed to provide goods or services at lower costs to their members, such as food cooperatives or credit unions.

Credit cooperatives are owned and operated by the people who use their financial services. They are typically formed to provide affordable and accessible financial services to their members, such as credit unions or savings and loans associations.

Producer cooperatives are owned and operated by the people who produce or manufacture the goods or services. They are typically formed to improve the bargaining power of the producers, such as agricultural cooperatives or craft cooperatives.

Worker cooperatives are owned and operated by the workers themselves. They are typically formed to provide employment opportunities and empower workers, such as worker-owned factories or businesses.

Housing cooperatives are owned and operated by the people who live in the housing units. They are typically formed to provide affordable housing to their members, such as housing cooperatives or co-housing communities.

Utility cooperatives are owned and operated by the people who use the utility service, such as electricity or water. They are typically formed to provide reliable and affordable utility services to their members, particularly in rural or remote areas.